LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,340
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,595
−HK$1,275/mo
Today · 4.125%
HK$42,870
baseline
▲ 0.50% · 4.625%
HK$45,479
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,740/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,878
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,082
−HK$1,221/mo
Today · 4.125%
HK$47,303
baseline
▲ 0.50% · 4.625%
HK$49,796
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,606/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,408
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,914
−HK$1,530/mo
Today · 4.125%
HK$51,444
baseline
▲ 0.50% · 4.625%
HK$54,574
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$102,888/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,854
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,298
−HK$1,465/mo
Today · 4.125%
HK$56,763
baseline
▲ 0.50% · 4.625%
HK$59,755
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.61M · min. income ≈ HK$113,526/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,476
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,233
−HK$1,785/mo
Today · 4.125%
HK$60,018
baseline
▲ 0.50% · 4.625%
HK$63,670
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,036/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,829
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,515
−HK$1,709/mo
Today · 4.125%
HK$66,224
baseline
▲ 0.50% · 4.625%
HK$69,715
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,448/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,613
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,871
−HK$2,295/mo
Today · 4.125%
HK$77,166
baseline
▲ 0.50% · 4.625%
HK$81,861
+HK$4,695/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,332/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,781
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,947
−HK$2,198/mo
Today · 4.125%
HK$85,145
baseline
▲ 0.50% · 4.625%
HK$89,633
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,290/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,418 · Scale 2, in force from 26 Feb 2026)