LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,342
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,597
−HK$1,275/mo
Today · 4.125%
HK$42,872
baseline
▲ 0.50% · 4.625%
HK$45,480
+HK$2,608/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,744/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,084
−HK$1,221/mo
Today · 4.125%
HK$47,305
baseline
▲ 0.50% · 4.625%
HK$49,798
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,610/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,410
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,916
−HK$1,530/mo
Today · 4.125%
HK$51,446
baseline
▲ 0.50% · 4.625%
HK$54,577
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,892/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,856
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,465/mo
Today · 4.125%
HK$56,766
baseline
▲ 0.50% · 4.625%
HK$59,758
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,532/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,479
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,236
−HK$1,785/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,673
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,832
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,517
−HK$1,710/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$69,718
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,616
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,874
−HK$2,295/mo
Today · 4.125%
HK$77,169
baseline
▲ 0.50% · 4.625%
HK$81,865
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,338/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,784
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,951
−HK$2,198/mo
Today · 4.125%
HK$85,149
baseline
▲ 0.50% · 4.625%
HK$89,637
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,298/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,446 · Scale 2, in force from 26 Feb 2026)