LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,342
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,597
−HK$1,275/mo
Today · 4.125%
HK$42,872
baseline
▲ 0.50% · 4.625%
HK$45,481
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,744/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,880
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,084
−HK$1,221/mo
Today · 4.125%
HK$47,305
baseline
▲ 0.50% · 4.625%
HK$49,799
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,610/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,411
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,917
−HK$1,530/mo
Today · 4.125%
HK$51,447
baseline
▲ 0.50% · 4.625%
HK$54,577
+HK$3,130/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,894/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,857
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,301
−HK$1,465/mo
Today · 4.125%
HK$56,766
baseline
▲ 0.50% · 4.625%
HK$59,759
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,532/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,479
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,236
−HK$1,785/mo
Today · 4.125%
HK$60,021
baseline
▲ 0.50% · 4.625%
HK$63,673
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,042/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,833
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,518
−HK$1,709/mo
Today · 4.125%
HK$66,227
baseline
▲ 0.50% · 4.625%
HK$69,718
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,454/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,616
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,875
−HK$2,295/mo
Today · 4.125%
HK$77,170
baseline
▲ 0.50% · 4.625%
HK$81,866
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,340/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,785
−HK$4,364/mo
▼ 0.25% · 3.875%
HK$82,951
−HK$2,198/mo
Today · 4.125%
HK$85,149
baseline
▲ 0.50% · 4.625%
HK$89,638
+HK$4,489/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,298/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,452 · Scale 2, in force from 26 Feb 2026)