LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,344
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,599
−HK$1,275/mo
Today · 4.125%
HK$42,874
baseline
▲ 0.50% · 4.625%
HK$45,482
+HK$2,608/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,748/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,882
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,086
−HK$1,221/mo
Today · 4.125%
HK$47,307
baseline
▲ 0.50% · 4.625%
HK$49,800
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,614/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,412
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,918
−HK$1,530/mo
Today · 4.125%
HK$51,448
baseline
▲ 0.50% · 4.625%
HK$54,579
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,896/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,858
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,303
−HK$1,465/mo
Today · 4.125%
HK$56,768
baseline
▲ 0.50% · 4.625%
HK$59,760
+HK$2,992/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,536/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,481
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,238
−HK$1,785/mo
Today · 4.125%
HK$60,023
baseline
▲ 0.50% · 4.625%
HK$63,675
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$120,046/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,835
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,520
−HK$1,709/mo
Today · 4.125%
HK$66,229
baseline
▲ 0.50% · 4.625%
HK$69,720
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.38M · min. income ≈ HK$132,458/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,619
−HK$4,553/mo
▼ 0.25% · 3.875%
HK$74,877
−HK$2,295/mo
Today · 4.125%
HK$77,172
baseline
▲ 0.50% · 4.625%
HK$81,868
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,344/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,787
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,954
−HK$2,198/mo
Today · 4.125%
HK$85,152
baseline
▲ 0.50% · 4.625%
HK$89,641
+HK$4,489/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,304/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,473 · Scale 2, in force from 26 Feb 2026)