LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,345
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,600
−HK$1,275/mo
Today · 4.125%
HK$42,875
baseline
▲ 0.50% · 4.625%
HK$45,484
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,750/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,884
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,221/mo
Today · 4.125%
HK$47,309
baseline
▲ 0.50% · 4.625%
HK$49,802
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,618/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,414
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,920
−HK$1,530/mo
Today · 4.125%
HK$51,450
baseline
▲ 0.50% · 4.625%
HK$54,581
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,900/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,861
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,305
−HK$1,465/mo
Today · 4.125%
HK$56,770
baseline
▲ 0.50% · 4.625%
HK$59,763
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,540/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,483
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,240
−HK$1,785/mo
Today · 4.125%
HK$60,025
baseline
▲ 0.50% · 4.625%
HK$63,678
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,050/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,837
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,523
−HK$1,709/mo
Today · 4.125%
HK$66,232
baseline
▲ 0.50% · 4.625%
HK$69,723
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,464/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,622
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,881
−HK$2,295/mo
Today · 4.125%
HK$77,176
baseline
▲ 0.50% · 4.625%
HK$81,872
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,352/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,791
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,958
−HK$2,198/mo
Today · 4.125%
HK$85,156
baseline
▲ 0.50% · 4.625%
HK$89,644
+HK$4,488/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,312/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,500 · Scale 2, in force from 26 Feb 2026)