LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,346
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,601
−HK$1,275/mo
Today · 4.125%
HK$42,876
baseline
▲ 0.50% · 4.625%
HK$45,485
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,752/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,885
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,088
−HK$1,222/mo
Today · 4.125%
HK$47,310
baseline
▲ 0.50% · 4.625%
HK$49,803
+HK$2,493/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,620/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,415
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,921
−HK$1,530/mo
Today · 4.125%
HK$51,451
baseline
▲ 0.50% · 4.625%
HK$54,582
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,902/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,862
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$55,306
−HK$1,465/mo
Today · 4.125%
HK$56,771
baseline
▲ 0.50% · 4.625%
HK$59,764
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,542/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,485
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,241
−HK$1,786/mo
Today · 4.125%
HK$60,027
baseline
▲ 0.50% · 4.625%
HK$63,679
+HK$3,652/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,054/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,838
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,524
−HK$1,709/mo
Today · 4.125%
HK$66,233
baseline
▲ 0.50% · 4.625%
HK$69,725
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,466/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,623
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,882
−HK$2,295/mo
Today · 4.125%
HK$77,177
baseline
▲ 0.50% · 4.625%
HK$81,873
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$154,354/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,792
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,959
−HK$2,198/mo
Today · 4.125%
HK$85,157
baseline
▲ 0.50% · 4.625%
HK$89,646
+HK$4,489/mo
Deposit HK$1.77M · loan HK$15.92M · min. income ≈ HK$170,314/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,513 · Scale 2, in force from 26 Feb 2026)