LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,350
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,605
−HK$1,275/mo
Today · 4.125%
HK$42,880
baseline
▲ 0.50% · 4.625%
HK$45,490
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,760/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,889
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,093
−HK$1,221/mo
Today · 4.125%
HK$47,314
baseline
▲ 0.50% · 4.625%
HK$49,808
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,628/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,420
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,926
−HK$1,531/mo
Today · 4.125%
HK$51,457
baseline
▲ 0.50% · 4.625%
HK$54,588
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,914/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,867
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,312
−HK$1,465/mo
Today · 4.125%
HK$56,777
baseline
▲ 0.50% · 4.625%
HK$59,770
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,554/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,490
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,247
−HK$1,786/mo
Today · 4.125%
HK$60,033
baseline
▲ 0.50% · 4.625%
HK$63,686
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,066/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,845
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,530
−HK$1,710/mo
Today · 4.125%
HK$66,240
baseline
▲ 0.50% · 4.625%
HK$69,732
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,480/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,630
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,890
−HK$2,295/mo
Today · 4.125%
HK$77,185
baseline
▲ 0.50% · 4.625%
HK$81,881
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,370/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,800
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,968
−HK$2,198/mo
Today · 4.125%
HK$85,166
baseline
▲ 0.50% · 4.625%
HK$89,655
+HK$4,489/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,332/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,580 · Scale 2, in force from 26 Feb 2026)