LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,352
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,607
−HK$1,275/mo
Today · 4.125%
HK$42,882
baseline
▲ 0.50% · 4.625%
HK$45,491
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,764/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,891
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,095
−HK$1,221/mo
Today · 4.125%
HK$47,316
baseline
▲ 0.50% · 4.625%
HK$49,810
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,632/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,422
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,928
−HK$1,530/mo
Today · 4.125%
HK$51,458
baseline
▲ 0.50% · 4.625%
HK$54,590
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,916/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,869
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,314
−HK$1,465/mo
Today · 4.125%
HK$56,779
baseline
▲ 0.50% · 4.625%
HK$59,772
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,558/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,492
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,250
−HK$1,785/mo
Today · 4.125%
HK$60,035
baseline
▲ 0.50% · 4.625%
HK$63,688
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,070/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,847
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,533
−HK$1,710/mo
Today · 4.125%
HK$66,243
baseline
▲ 0.50% · 4.625%
HK$69,734
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,486/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,633
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,892
−HK$2,296/mo
Today · 4.125%
HK$77,188
baseline
▲ 0.50% · 4.625%
HK$81,884
+HK$4,696/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,376/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,803
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,971
−HK$2,198/mo
Today · 4.125%
HK$85,169
baseline
▲ 0.50% · 4.625%
HK$89,658
+HK$4,489/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,338/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,604 · Scale 2, in force from 26 Feb 2026)