LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,352
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,608
−HK$1,275/mo
Today · 4.125%
HK$42,883
baseline
▲ 0.50% · 4.625%
HK$45,492
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,766/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,892
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,096
−HK$1,221/mo
Today · 4.125%
HK$47,317
baseline
▲ 0.50% · 4.625%
HK$49,811
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,634/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,423
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,929
−HK$1,530/mo
Today · 4.125%
HK$51,459
baseline
▲ 0.50% · 4.625%
HK$54,591
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,918/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,870
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,315
−HK$1,465/mo
Today · 4.125%
HK$56,780
baseline
▲ 0.50% · 4.625%
HK$59,773
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,560/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,493
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,251
−HK$1,785/mo
Today · 4.125%
HK$60,036
baseline
▲ 0.50% · 4.625%
HK$63,689
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,072/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,848
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,534
−HK$1,710/mo
Today · 4.125%
HK$66,244
baseline
▲ 0.50% · 4.625%
HK$69,735
+HK$3,491/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,488/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,634
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,894
−HK$2,295/mo
Today · 4.125%
HK$77,189
baseline
▲ 0.50% · 4.625%
HK$81,886
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,378/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,805
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,972
−HK$2,198/mo
Today · 4.125%
HK$85,170
baseline
▲ 0.50% · 4.625%
HK$89,660
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,340/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,615 · Scale 2, in force from 26 Feb 2026)