LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,353
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,608
−HK$1,275/mo
Today · 4.125%
HK$42,883
baseline
▲ 0.50% · 4.625%
HK$45,493
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,766/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,892
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,096
−HK$1,221/mo
Today · 4.125%
HK$47,317
baseline
▲ 0.50% · 4.625%
HK$49,812
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,634/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,423
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,930
−HK$1,530/mo
Today · 4.125%
HK$51,460
baseline
▲ 0.50% · 4.625%
HK$54,591
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,920/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,871
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,315
−HK$1,466/mo
Today · 4.125%
HK$56,781
baseline
▲ 0.50% · 4.625%
HK$59,774
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,562/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,494
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,251
−HK$1,786/mo
Today · 4.125%
HK$60,037
baseline
▲ 0.50% · 4.625%
HK$63,690
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,074/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,849
−HK$3,395/mo
▼ 0.25% · 3.875%
HK$64,535
−HK$1,709/mo
Today · 4.125%
HK$66,244
baseline
▲ 0.50% · 4.625%
HK$69,736
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,488/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,635
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,894
−HK$2,296/mo
Today · 4.125%
HK$77,190
baseline
▲ 0.50% · 4.625%
HK$81,887
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,380/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,806
−HK$4,365/mo
▼ 0.25% · 3.875%
HK$82,973
−HK$2,198/mo
Today · 4.125%
HK$85,171
baseline
▲ 0.50% · 4.625%
HK$89,661
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,342/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,624 · Scale 2, in force from 26 Feb 2026)