LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,354
−HK$2,530/mo
▼ 0.25% · 3.875%
HK$41,609
−HK$1,275/mo
Today · 4.125%
HK$42,884
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,768/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,893
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,097
−HK$1,221/mo
Today · 4.125%
HK$47,318
baseline
▲ 0.50% · 4.625%
HK$49,813
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,636/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,424
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,931
−HK$1,530/mo
Today · 4.125%
HK$51,461
baseline
▲ 0.50% · 4.625%
HK$54,592
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,922/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,872
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,316
−HK$1,466/mo
Today · 4.125%
HK$56,782
baseline
▲ 0.50% · 4.625%
HK$59,775
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,564/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,495
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,252
−HK$1,786/mo
Today · 4.125%
HK$60,038
baseline
▲ 0.50% · 4.625%
HK$63,691
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,076/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,850
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,536
−HK$1,710/mo
Today · 4.125%
HK$66,246
baseline
▲ 0.50% · 4.625%
HK$69,738
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,492/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,637
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$74,896
−HK$2,295/mo
Today · 4.125%
HK$77,191
baseline
▲ 0.50% · 4.625%
HK$81,888
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,382/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,807
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,975
−HK$2,198/mo
Today · 4.125%
HK$85,173
baseline
▲ 0.50% · 4.625%
HK$89,663
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,346/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,637 · Scale 2, in force from 26 Feb 2026)