LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,354
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,610
−HK$1,275/mo
Today · 4.125%
HK$42,885
baseline
▲ 0.50% · 4.625%
HK$45,494
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,770/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,894
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,098
−HK$1,221/mo
Today · 4.125%
HK$47,319
baseline
▲ 0.50% · 4.625%
HK$49,814
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,638/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,425
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,932
−HK$1,530/mo
Today · 4.125%
HK$51,462
baseline
▲ 0.50% · 4.625%
HK$54,593
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,924/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,873
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,318
−HK$1,465/mo
Today · 4.125%
HK$56,783
baseline
▲ 0.50% · 4.625%
HK$59,776
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,566/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,496
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,254
−HK$1,785/mo
Today · 4.125%
HK$60,039
baseline
▲ 0.50% · 4.625%
HK$63,692
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,078/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,851
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,537
−HK$1,710/mo
Today · 4.125%
HK$66,247
baseline
▲ 0.50% · 4.625%
HK$69,739
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,494/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,638
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,897
−HK$2,296/mo
Today · 4.125%
HK$77,193
baseline
▲ 0.50% · 4.625%
HK$81,890
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,386/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,809
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,976
−HK$2,199/mo
Today · 4.125%
HK$85,175
baseline
▲ 0.50% · 4.625%
HK$89,665
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,350/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,650 · Scale 2, in force from 26 Feb 2026)