LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,355
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,275/mo
Today · 4.125%
HK$42,886
baseline
▲ 0.50% · 4.625%
HK$45,496
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,772/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,895
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,099
−HK$1,222/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$49,815
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,427
−HK$3,036/mo
▼ 0.25% · 3.875%
HK$49,933
−HK$1,530/mo
Today · 4.125%
HK$51,463
baseline
▲ 0.50% · 4.625%
HK$54,595
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,926/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,874
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,319
−HK$1,466/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$59,778
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,498
−HK$3,542/mo
▼ 0.25% · 3.875%
HK$58,255
−HK$1,785/mo
Today · 4.125%
HK$60,040
baseline
▲ 0.50% · 4.625%
HK$63,694
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,080/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,853
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,539
−HK$1,710/mo
Today · 4.125%
HK$66,249
baseline
▲ 0.50% · 4.625%
HK$69,741
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,498/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,640
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,899
−HK$2,296/mo
Today · 4.125%
HK$77,195
baseline
▲ 0.50% · 4.625%
HK$81,892
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,390/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,811
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,978
−HK$2,199/mo
Today · 4.125%
HK$85,177
baseline
▲ 0.50% · 4.625%
HK$89,667
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,354/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,666 · Scale 2, in force from 26 Feb 2026)