LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,356
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,611
−HK$1,276/mo
Today · 4.125%
HK$42,887
baseline
▲ 0.50% · 4.625%
HK$45,496
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,774/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,896
−HK$2,425/mo
▼ 0.25% · 3.875%
HK$46,100
−HK$1,221/mo
Today · 4.125%
HK$47,321
baseline
▲ 0.50% · 4.625%
HK$49,816
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,642/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,427
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,934
−HK$1,530/mo
Today · 4.125%
HK$51,464
baseline
▲ 0.50% · 4.625%
HK$54,595
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,928/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,875
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$55,320
−HK$1,465/mo
Today · 4.125%
HK$56,785
baseline
▲ 0.50% · 4.625%
HK$59,779
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,570/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,498
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,256
−HK$1,785/mo
Today · 4.125%
HK$60,041
baseline
▲ 0.50% · 4.625%
HK$63,695
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,082/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,854
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,540
−HK$1,710/mo
Today · 4.125%
HK$66,250
baseline
▲ 0.50% · 4.625%
HK$69,742
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,500/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,641
−HK$4,555/mo
▼ 0.25% · 3.875%
HK$74,900
−HK$2,296/mo
Today · 4.125%
HK$77,196
baseline
▲ 0.50% · 4.625%
HK$81,893
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,392/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,812
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,979
−HK$2,199/mo
Today · 4.125%
HK$85,178
baseline
▲ 0.50% · 4.625%
HK$89,668
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,356/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,675 · Scale 2, in force from 26 Feb 2026)