LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,359
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,614
−HK$1,276/mo
Today · 4.125%
HK$42,890
baseline
▲ 0.50% · 4.625%
HK$45,499
+HK$2,609/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,780/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,899
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,103
−HK$1,222/mo
Today · 4.125%
HK$47,325
baseline
▲ 0.50% · 4.625%
HK$49,819
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,650/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,431
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,937
−HK$1,531/mo
Today · 4.125%
HK$51,468
baseline
▲ 0.50% · 4.625%
HK$54,599
+HK$3,131/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,936/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,879
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,324
−HK$1,466/mo
Today · 4.125%
HK$56,790
baseline
▲ 0.50% · 4.625%
HK$59,783
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,580/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,502
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,260
−HK$1,786/mo
Today · 4.125%
HK$60,046
baseline
▲ 0.50% · 4.625%
HK$63,699
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,092/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,858
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,544
−HK$1,710/mo
Today · 4.125%
HK$66,254
baseline
▲ 0.50% · 4.625%
HK$69,747
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,508/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,646
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,906
−HK$2,296/mo
Today · 4.125%
HK$77,202
baseline
▲ 0.50% · 4.625%
HK$81,899
+HK$4,697/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,404/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,818
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,985
−HK$2,199/mo
Today · 4.125%
HK$85,184
baseline
▲ 0.50% · 4.625%
HK$89,674
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,368/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,723 · Scale 2, in force from 26 Feb 2026)