LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,360
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,616
−HK$1,275/mo
Today · 4.125%
HK$42,891
baseline
▲ 0.50% · 4.625%
HK$45,501
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,782/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,900
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,104
−HK$1,222/mo
Today · 4.125%
HK$47,326
baseline
▲ 0.50% · 4.625%
HK$49,821
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,652/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,432
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,939
−HK$1,530/mo
Today · 4.125%
HK$51,469
baseline
▲ 0.50% · 4.625%
HK$54,601
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,938/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,880
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,325
−HK$1,466/mo
Today · 4.125%
HK$56,791
baseline
▲ 0.50% · 4.625%
HK$59,785
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,582/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,504
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,262
−HK$1,786/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,701
+HK$3,653/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,860
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,546
−HK$1,711/mo
Today · 4.125%
HK$66,257
baseline
▲ 0.50% · 4.625%
HK$69,749
+HK$3,492/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,514/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,648
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,908
−HK$2,296/mo
Today · 4.125%
HK$77,204
baseline
▲ 0.50% · 4.625%
HK$81,902
+HK$4,698/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,408/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,820
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,988
−HK$2,199/mo
Today · 4.125%
HK$85,187
baseline
▲ 0.50% · 4.625%
HK$89,677
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,374/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,744 · Scale 2, in force from 26 Feb 2026)