LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,361
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,616
−HK$1,276/mo
Today · 4.125%
HK$42,892
baseline
▲ 0.50% · 4.625%
HK$45,502
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,784/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,901
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,105
−HK$1,222/mo
Today · 4.125%
HK$47,327
baseline
▲ 0.50% · 4.625%
HK$49,821
+HK$2,494/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,654/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,433
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,939
−HK$1,531/mo
Today · 4.125%
HK$51,470
baseline
▲ 0.50% · 4.625%
HK$54,602
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,940/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,881
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,326
−HK$1,466/mo
Today · 4.125%
HK$56,792
baseline
▲ 0.50% · 4.625%
HK$59,786
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,584/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,505
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,263
−HK$1,785/mo
Today · 4.125%
HK$60,048
baseline
▲ 0.50% · 4.625%
HK$63,702
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,096/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,861
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,547
−HK$1,710/mo
Today · 4.125%
HK$66,257
baseline
▲ 0.50% · 4.625%
HK$69,750
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,514/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,649
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,909
−HK$2,296/mo
Today · 4.125%
HK$77,205
baseline
▲ 0.50% · 4.625%
HK$81,903
+HK$4,698/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,410/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,822
−HK$4,366/mo
▼ 0.25% · 3.875%
HK$82,989
−HK$2,199/mo
Today · 4.125%
HK$85,188
baseline
▲ 0.50% · 4.625%
HK$89,679
+HK$4,491/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,376/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,754 · Scale 2, in force from 26 Feb 2026)