LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,362
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,618
−HK$1,276/mo
Today · 4.125%
HK$42,894
baseline
▲ 0.50% · 4.625%
HK$45,504
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,788/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,903
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,107
−HK$1,222/mo
Today · 4.125%
HK$47,329
baseline
▲ 0.50% · 4.625%
HK$49,824
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,658/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,435
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,942
−HK$1,530/mo
Today · 4.125%
HK$51,472
baseline
▲ 0.50% · 4.625%
HK$54,604
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,944/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,883
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,329
−HK$1,466/mo
Today · 4.125%
HK$56,795
baseline
▲ 0.50% · 4.625%
HK$59,788
+HK$2,993/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,590/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,507
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,265
−HK$1,786/mo
Today · 4.125%
HK$60,051
baseline
▲ 0.50% · 4.625%
HK$63,705
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,102/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,864
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,550
−HK$1,710/mo
Today · 4.125%
HK$66,260
baseline
▲ 0.50% · 4.625%
HK$69,753
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,520/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,652
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,912
−HK$2,296/mo
Today · 4.125%
HK$77,208
baseline
▲ 0.50% · 4.625%
HK$81,906
+HK$4,698/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,416/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,825
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,993
−HK$2,199/mo
Today · 4.125%
HK$85,192
baseline
▲ 0.50% · 4.625%
HK$89,682
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,384/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,783 · Scale 2, in force from 26 Feb 2026)