LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,363
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,619
−HK$1,276/mo
Today · 4.125%
HK$42,895
baseline
▲ 0.50% · 4.625%
HK$45,505
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,790/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,904
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,108
−HK$1,222/mo
Today · 4.125%
HK$47,330
baseline
▲ 0.50% · 4.625%
HK$49,825
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,660/mo (50% DSR)
Upfront cash ≈ HK$9.51M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,436
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,943
−HK$1,530/mo
Today · 4.125%
HK$51,473
baseline
▲ 0.50% · 4.625%
HK$54,605
+HK$3,132/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,946/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,885
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,330
−HK$1,466/mo
Today · 4.125%
HK$56,796
baseline
▲ 0.50% · 4.625%
HK$59,790
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,592/mo (50% DSR)
Upfront cash ≈ HK$7.74M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,509
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,266
−HK$1,786/mo
Today · 4.125%
HK$60,052
baseline
▲ 0.50% · 4.625%
HK$63,706
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,104/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,865
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,551
−HK$1,711/mo
Today · 4.125%
HK$66,262
baseline
▲ 0.50% · 4.625%
HK$69,755
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,524/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,654
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,914
−HK$2,296/mo
Today · 4.125%
HK$77,210
baseline
▲ 0.50% · 4.625%
HK$81,908
+HK$4,698/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,420/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,827
−HK$4,367/mo
▼ 0.25% · 3.875%
HK$82,995
−HK$2,199/mo
Today · 4.125%
HK$85,194
baseline
▲ 0.50% · 4.625%
HK$89,684
+HK$4,490/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,388/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,797 · Scale 2, in force from 26 Feb 2026)