LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,368
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,624
−HK$1,276/mo
Today · 4.125%
HK$42,900
baseline
▲ 0.50% · 4.625%
HK$45,510
+HK$2,610/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,800/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,909
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,114
−HK$1,221/mo
Today · 4.125%
HK$47,335
baseline
▲ 0.50% · 4.625%
HK$49,830
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,670/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,442
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,948
−HK$1,531/mo
Today · 4.125%
HK$51,479
baseline
▲ 0.50% · 4.625%
HK$54,612
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,958/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,891
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,336
−HK$1,466/mo
Today · 4.125%
HK$56,802
baseline
▲ 0.50% · 4.625%
HK$59,797
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,604/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,515
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,273
−HK$1,786/mo
Today · 4.125%
HK$60,059
baseline
▲ 0.50% · 4.625%
HK$63,714
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,118/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,873
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,559
−HK$1,711/mo
Today · 4.125%
HK$66,270
baseline
▲ 0.50% · 4.625%
HK$69,763
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,540/mo (50% DSR)
Upfront cash ≈ HK$5.97M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,663
−HK$4,556/mo
▼ 0.25% · 3.875%
HK$74,923
−HK$2,296/mo
Today · 4.125%
HK$77,219
baseline
▲ 0.50% · 4.625%
HK$81,918
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,438/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,836
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,004
−HK$2,200/mo
Today · 4.125%
HK$85,204
baseline
▲ 0.50% · 4.625%
HK$89,695
+HK$4,491/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,408/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,874 · Scale 2, in force from 26 Feb 2026)