LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,370
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,626
−HK$1,276/mo
Today · 4.125%
HK$42,902
baseline
▲ 0.50% · 4.625%
HK$45,513
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,804/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,912
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,116
−HK$1,222/mo
Today · 4.125%
HK$47,338
baseline
▲ 0.50% · 4.625%
HK$49,833
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,676/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,445
−HK$3,037/mo
▼ 0.25% · 3.875%
HK$49,951
−HK$1,531/mo
Today · 4.125%
HK$51,482
baseline
▲ 0.50% · 4.625%
HK$54,615
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,964/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,894
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,339
−HK$1,467/mo
Today · 4.125%
HK$56,806
baseline
▲ 0.50% · 4.625%
HK$59,800
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,612/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,519
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,277
−HK$1,786/mo
Today · 4.125%
HK$60,063
baseline
▲ 0.50% · 4.625%
HK$63,718
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,126/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,876
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,563
−HK$1,710/mo
Today · 4.125%
HK$66,273
baseline
▲ 0.50% · 4.625%
HK$69,767
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,546/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,667
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,927
−HK$2,297/mo
Today · 4.125%
HK$77,224
baseline
▲ 0.50% · 4.625%
HK$81,923
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,448/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,841
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,009
−HK$2,200/mo
Today · 4.125%
HK$85,209
baseline
▲ 0.50% · 4.625%
HK$89,700
+HK$4,491/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,418/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,913 · Scale 2, in force from 26 Feb 2026)