LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,372
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,628
−HK$1,276/mo
Today · 4.125%
HK$42,904
baseline
▲ 0.50% · 4.625%
HK$45,515
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,808/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,914
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,118
−HK$1,222/mo
Today · 4.125%
HK$47,340
baseline
▲ 0.50% · 4.625%
HK$49,836
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,680/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,447
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,954
−HK$1,531/mo
Today · 4.125%
HK$51,485
baseline
▲ 0.50% · 4.625%
HK$54,618
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,970/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,897
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$55,342
−HK$1,466/mo
Today · 4.125%
HK$56,808
baseline
▲ 0.50% · 4.625%
HK$59,803
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,616/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,521
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,279
−HK$1,787/mo
Today · 4.125%
HK$60,066
baseline
▲ 0.50% · 4.625%
HK$63,720
+HK$3,654/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,132/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,879
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,566
−HK$1,711/mo
Today · 4.125%
HK$66,277
baseline
▲ 0.50% · 4.625%
HK$69,770
+HK$3,493/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,554/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,670
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,931
−HK$2,296/mo
Today · 4.125%
HK$77,227
baseline
▲ 0.50% · 4.625%
HK$81,926
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$154,454/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,845
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,013
−HK$2,200/mo
Today · 4.125%
HK$85,213
baseline
▲ 0.50% · 4.625%
HK$89,704
+HK$4,491/mo
Deposit HK$1.77M · loan HK$15.93M · min. income ≈ HK$170,426/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,944 · Scale 2, in force from 26 Feb 2026)