LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,374
−HK$2,531/mo
▼ 0.25% · 3.875%
HK$41,629
−HK$1,276/mo
Today · 4.125%
HK$42,905
baseline
▲ 0.50% · 4.625%
HK$45,516
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,810/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,915
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,120
−HK$1,222/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$49,837
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,448
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,955
−HK$1,531/mo
Today · 4.125%
HK$51,486
baseline
▲ 0.50% · 4.625%
HK$54,619
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,972/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,898
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,466/mo
Today · 4.125%
HK$56,810
baseline
▲ 0.50% · 4.625%
HK$59,805
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,620/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,523
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,281
−HK$1,786/mo
Today · 4.125%
HK$60,067
baseline
▲ 0.50% · 4.625%
HK$63,722
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,134/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,881
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,568
−HK$1,710/mo
Today · 4.125%
HK$66,278
baseline
▲ 0.50% · 4.625%
HK$69,772
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,556/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,672
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,933
−HK$2,297/mo
Today · 4.125%
HK$77,230
baseline
▲ 0.50% · 4.625%
HK$81,929
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,460/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,847
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,016
−HK$2,199/mo
Today · 4.125%
HK$85,215
baseline
▲ 0.50% · 4.625%
HK$89,707
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,430/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,964 · Scale 2, in force from 26 Feb 2026)