LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,374
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,630
−HK$1,276/mo
Today · 4.125%
HK$42,906
baseline
▲ 0.50% · 4.625%
HK$45,517
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,812/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,916
−HK$2,426/mo
▼ 0.25% · 3.875%
HK$46,120
−HK$1,222/mo
Today · 4.125%
HK$47,342
baseline
▲ 0.50% · 4.625%
HK$49,838
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,684/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,449
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,956
−HK$1,531/mo
Today · 4.125%
HK$51,487
baseline
▲ 0.50% · 4.625%
HK$54,620
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,974/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,899
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,344
−HK$1,467/mo
Today · 4.125%
HK$56,811
baseline
▲ 0.50% · 4.625%
HK$59,805
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,622/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,524
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,282
−HK$1,786/mo
Today · 4.125%
HK$60,068
baseline
▲ 0.50% · 4.625%
HK$63,723
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,136/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,882
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,569
−HK$1,710/mo
Today · 4.125%
HK$66,279
baseline
▲ 0.50% · 4.625%
HK$69,773
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,558/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,673
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,934
−HK$2,297/mo
Today · 4.125%
HK$77,231
baseline
▲ 0.50% · 4.625%
HK$81,930
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,462/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,848
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,017
−HK$2,199/mo
Today · 4.125%
HK$85,216
baseline
▲ 0.50% · 4.625%
HK$89,708
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,432/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,973 · Scale 2, in force from 26 Feb 2026)