LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,375
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,631
−HK$1,276/mo
Today · 4.125%
HK$42,907
baseline
▲ 0.50% · 4.625%
HK$45,518
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,814/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,917
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,122
−HK$1,222/mo
Today · 4.125%
HK$47,344
baseline
▲ 0.50% · 4.625%
HK$49,839
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,688/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,450
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,957
−HK$1,531/mo
Today · 4.125%
HK$51,488
baseline
▲ 0.50% · 4.625%
HK$54,621
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,976/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,900
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,346
−HK$1,466/mo
Today · 4.125%
HK$56,812
baseline
▲ 0.50% · 4.625%
HK$59,807
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,624/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,525
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,283
−HK$1,787/mo
Today · 4.125%
HK$60,070
baseline
▲ 0.50% · 4.625%
HK$63,725
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,140/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,884
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,570
−HK$1,711/mo
Today · 4.125%
HK$66,281
baseline
▲ 0.50% · 4.625%
HK$69,775
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,562/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,675
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,936
−HK$2,297/mo
Today · 4.125%
HK$77,233
baseline
▲ 0.50% · 4.625%
HK$81,932
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,466/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,850
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,019
−HK$2,200/mo
Today · 4.125%
HK$85,219
baseline
▲ 0.50% · 4.625%
HK$89,711
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,438/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$663,990 · Scale 2, in force from 26 Feb 2026)