LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,376
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,632
−HK$1,276/mo
Today · 4.125%
HK$42,908
baseline
▲ 0.50% · 4.625%
HK$45,519
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,816/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,918
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,123
−HK$1,222/mo
Today · 4.125%
HK$47,345
baseline
▲ 0.50% · 4.625%
HK$49,841
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,690/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,452
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,959
−HK$1,531/mo
Today · 4.125%
HK$51,490
baseline
▲ 0.50% · 4.625%
HK$54,623
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,980/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,902
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,348
−HK$1,466/mo
Today · 4.125%
HK$56,814
baseline
▲ 0.50% · 4.625%
HK$59,809
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,628/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,527
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,285
−HK$1,787/mo
Today · 4.125%
HK$60,072
baseline
▲ 0.50% · 4.625%
HK$63,727
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$120,144/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,886
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,572
−HK$1,711/mo
Today · 4.125%
HK$66,283
baseline
▲ 0.50% · 4.625%
HK$69,777
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.39M · min. income ≈ HK$132,566/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,678
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,938
−HK$2,297/mo
Today · 4.125%
HK$77,235
baseline
▲ 0.50% · 4.625%
HK$81,935
+HK$4,700/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,470/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,853
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,022
−HK$2,199/mo
Today · 4.125%
HK$85,221
baseline
▲ 0.50% · 4.625%
HK$89,714
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,442/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,012 · Scale 2, in force from 26 Feb 2026)