LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,378
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,276/mo
Today · 4.125%
HK$42,910
baseline
▲ 0.50% · 4.625%
HK$45,521
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,820/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,920
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,124
−HK$1,223/mo
Today · 4.125%
HK$47,347
baseline
▲ 0.50% · 4.625%
HK$49,842
+HK$2,495/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,694/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,453
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,960
−HK$1,532/mo
Today · 4.125%
HK$51,492
baseline
▲ 0.50% · 4.625%
HK$54,625
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,984/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,904
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,349
−HK$1,467/mo
Today · 4.125%
HK$56,816
baseline
▲ 0.50% · 4.625%
HK$59,811
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,632/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,529
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,287
−HK$1,787/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,729
+HK$3,655/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,888
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,574
−HK$1,711/mo
Today · 4.125%
HK$66,285
baseline
▲ 0.50% · 4.625%
HK$69,779
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,570/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,680
−HK$4,557/mo
▼ 0.25% · 3.875%
HK$74,940
−HK$2,297/mo
Today · 4.125%
HK$77,237
baseline
▲ 0.50% · 4.625%
HK$81,937
+HK$4,700/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,474/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,855
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,024
−HK$2,200/mo
Today · 4.125%
HK$85,224
baseline
▲ 0.50% · 4.625%
HK$89,716
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,448/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,031 · Scale 2, in force from 26 Feb 2026)