LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,378
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,634
−HK$1,276/mo
Today · 4.125%
HK$42,910
baseline
▲ 0.50% · 4.625%
HK$45,521
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,820/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,920
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,125
−HK$1,222/mo
Today · 4.125%
HK$47,347
baseline
▲ 0.50% · 4.625%
HK$49,843
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,694/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,454
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,961
−HK$1,531/mo
Today · 4.125%
HK$51,492
baseline
▲ 0.50% · 4.625%
HK$54,626
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,984/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,904
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,350
−HK$1,467/mo
Today · 4.125%
HK$56,817
baseline
▲ 0.50% · 4.625%
HK$59,812
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,634/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,530
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,288
−HK$1,786/mo
Today · 4.125%
HK$60,074
baseline
▲ 0.50% · 4.625%
HK$63,730
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,148/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,889
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,575
−HK$1,711/mo
Today · 4.125%
HK$66,286
baseline
▲ 0.50% · 4.625%
HK$69,780
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,572/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,681
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,942
−HK$2,297/mo
Today · 4.125%
HK$77,239
baseline
▲ 0.50% · 4.625%
HK$81,938
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,478/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,857
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,025
−HK$2,200/mo
Today · 4.125%
HK$85,225
baseline
▲ 0.50% · 4.625%
HK$89,717
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,450/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,041 · Scale 2, in force from 26 Feb 2026)