LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,379
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,276/mo
Today · 4.125%
HK$42,911
baseline
▲ 0.50% · 4.625%
HK$45,522
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,822/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,921
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,126
−HK$1,222/mo
Today · 4.125%
HK$47,348
baseline
▲ 0.50% · 4.625%
HK$49,844
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,696/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,455
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,962
−HK$1,531/mo
Today · 4.125%
HK$51,493
baseline
▲ 0.50% · 4.625%
HK$54,626
+HK$3,133/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$102,986/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,905
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,351
−HK$1,467/mo
Today · 4.125%
HK$56,818
baseline
▲ 0.50% · 4.625%
HK$59,812
+HK$2,994/mo
Deposit HK$7.08M · loan HK$10.62M · min. income ≈ HK$113,636/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,530
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,289
−HK$1,786/mo
Today · 4.125%
HK$60,075
baseline
▲ 0.50% · 4.625%
HK$63,731
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,150/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,889
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,576
−HK$1,711/mo
Today · 4.125%
HK$66,287
baseline
▲ 0.50% · 4.625%
HK$69,781
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,574/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,682
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,943
−HK$2,297/mo
Today · 4.125%
HK$77,240
baseline
▲ 0.50% · 4.625%
HK$81,939
+HK$4,699/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,480/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,858
−HK$4,368/mo
▼ 0.25% · 3.875%
HK$83,026
−HK$2,200/mo
Today · 4.125%
HK$85,226
baseline
▲ 0.50% · 4.625%
HK$89,719
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,452/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$664,051 · Scale 2, in force from 26 Feb 2026)