LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,381
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,637
−HK$1,277/mo
Today · 4.125%
HK$42,914
baseline
▲ 0.50% · 4.625%
HK$45,525
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,828/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,924
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,129
−HK$1,222/mo
Today · 4.125%
HK$47,351
baseline
▲ 0.50% · 4.625%
HK$49,847
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,702/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,458
−HK$3,038/mo
▼ 0.25% · 3.875%
HK$49,965
−HK$1,531/mo
Today · 4.125%
HK$51,496
baseline
▲ 0.50% · 4.625%
HK$54,630
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$102,992/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,909
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,354
−HK$1,467/mo
Today · 4.125%
HK$56,821
baseline
▲ 0.50% · 4.625%
HK$59,816
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,642/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,534
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,292
−HK$1,787/mo
Today · 4.125%
HK$60,079
baseline
▲ 0.50% · 4.625%
HK$63,735
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,158/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,893
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,580
−HK$1,711/mo
Today · 4.125%
HK$66,291
baseline
▲ 0.50% · 4.625%
HK$69,786
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,582/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,686
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,947
−HK$2,297/mo
Today · 4.125%
HK$77,244
baseline
▲ 0.50% · 4.625%
HK$81,945
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,488/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,863
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,032
−HK$2,200/mo
Today · 4.125%
HK$85,232
baseline
▲ 0.50% · 4.625%
HK$89,724
+HK$4,492/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,464/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,092 · Scale 2, in force from 26 Feb 2026)