LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,383
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,639
−HK$1,276/mo
Today · 4.125%
HK$42,915
baseline
▲ 0.50% · 4.625%
HK$45,526
+HK$2,611/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$85,830/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,925
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,130
−HK$1,223/mo
Today · 4.125%
HK$47,353
baseline
▲ 0.50% · 4.625%
HK$49,849
+HK$2,496/mo
Deposit HK$8.85M · loan HK$8.85M · min. income ≈ HK$94,706/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,459
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,967
−HK$1,531/mo
Today · 4.125%
HK$51,498
baseline
▲ 0.50% · 4.625%
HK$54,632
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$102,996/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,910
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,356
−HK$1,467/mo
Today · 4.125%
HK$56,823
baseline
▲ 0.50% · 4.625%
HK$59,818
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,646/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,536
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,294
−HK$1,787/mo
Today · 4.125%
HK$60,081
baseline
▲ 0.50% · 4.625%
HK$63,737
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,162/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,896
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,582
−HK$1,712/mo
Today · 4.125%
HK$66,294
baseline
▲ 0.50% · 4.625%
HK$69,788
+HK$3,494/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,588/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,689
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,950
−HK$2,297/mo
Today · 4.125%
HK$77,247
baseline
▲ 0.50% · 4.625%
HK$81,948
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,494/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,866
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,035
−HK$2,200/mo
Today · 4.125%
HK$85,235
baseline
▲ 0.50% · 4.625%
HK$89,728
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,470/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,116 · Scale 2, in force from 26 Feb 2026)