LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,387
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,276/mo
Today · 4.125%
HK$42,920
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,840/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,930
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,135
−HK$1,223/mo
Today · 4.125%
HK$47,358
baseline
▲ 0.50% · 4.625%
HK$49,854
+HK$2,496/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,716/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,465
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,972
−HK$1,532/mo
Today · 4.125%
HK$51,504
baseline
▲ 0.50% · 4.625%
HK$54,638
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$103,008/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,917
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$55,363
−HK$1,466/mo
Today · 4.125%
HK$56,829
baseline
▲ 0.50% · 4.625%
HK$59,825
+HK$2,996/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,658/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,542
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,301
−HK$1,787/mo
Today · 4.125%
HK$60,088
baseline
▲ 0.50% · 4.625%
HK$63,744
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,176/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,903
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,590
−HK$1,711/mo
Today · 4.125%
HK$66,301
baseline
▲ 0.50% · 4.625%
HK$69,796
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,602/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,697
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,958
−HK$2,298/mo
Today · 4.125%
HK$77,256
baseline
▲ 0.50% · 4.625%
HK$81,957
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,512/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,875
−HK$4,369/mo
▼ 0.25% · 3.875%
HK$83,044
−HK$2,200/mo
Today · 4.125%
HK$85,244
baseline
▲ 0.50% · 4.625%
HK$89,738
+HK$4,494/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,488/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,190 · Scale 2, in force from 26 Feb 2026)