LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,388
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,644
−HK$1,277/mo
Today · 4.125%
HK$42,921
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,611/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,842/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,931
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,136
−HK$1,223/mo
Today · 4.125%
HK$47,359
baseline
▲ 0.50% · 4.625%
HK$49,855
+HK$2,496/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,718/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,466
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,973
−HK$1,532/mo
Today · 4.125%
HK$51,505
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$103,010/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,918
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,364
−HK$1,467/mo
Today · 4.125%
HK$56,831
baseline
▲ 0.50% · 4.625%
HK$59,826
+HK$2,995/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,662/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,543
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,302
−HK$1,787/mo
Today · 4.125%
HK$60,089
baseline
▲ 0.50% · 4.625%
HK$63,745
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,178/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,904
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,591
−HK$1,711/mo
Today · 4.125%
HK$66,302
baseline
▲ 0.50% · 4.625%
HK$69,797
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,604/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,699
−HK$4,558/mo
▼ 0.25% · 3.875%
HK$74,960
−HK$2,297/mo
Today · 4.125%
HK$77,257
baseline
▲ 0.50% · 4.625%
HK$81,958
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,514/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,876
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,046
−HK$2,200/mo
Today · 4.125%
HK$85,246
baseline
▲ 0.50% · 4.625%
HK$89,739
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,492/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,204 · Scale 2, in force from 26 Feb 2026)