LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,389
−HK$2,532/mo
▼ 0.25% · 3.875%
HK$41,645
−HK$1,276/mo
Today · 4.125%
HK$42,921
baseline
▲ 0.50% · 4.625%
HK$45,533
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,842/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,932
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,137
−HK$1,222/mo
Today · 4.125%
HK$47,359
baseline
▲ 0.50% · 4.625%
HK$49,856
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,718/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,466
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,974
−HK$1,531/mo
Today · 4.125%
HK$51,505
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$103,010/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,918
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,364
−HK$1,467/mo
Today · 4.125%
HK$56,831
baseline
▲ 0.50% · 4.625%
HK$59,827
+HK$2,996/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,662/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,544
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,303
−HK$1,787/mo
Today · 4.125%
HK$60,090
baseline
▲ 0.50% · 4.625%
HK$63,746
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,180/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,905
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,592
−HK$1,711/mo
Today · 4.125%
HK$66,303
baseline
▲ 0.50% · 4.625%
HK$69,798
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,606/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,699
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,961
−HK$2,297/mo
Today · 4.125%
HK$77,258
baseline
▲ 0.50% · 4.625%
HK$81,959
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,516/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,877
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,046
−HK$2,201/mo
Today · 4.125%
HK$85,247
baseline
▲ 0.50% · 4.625%
HK$89,740
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,494/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,210 · Scale 2, in force from 26 Feb 2026)