LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,389
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,645
−HK$1,277/mo
Today · 4.125%
HK$42,922
baseline
▲ 0.50% · 4.625%
HK$45,533
+HK$2,611/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,844/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,932
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,137
−HK$1,223/mo
Today · 4.125%
HK$47,360
baseline
▲ 0.50% · 4.625%
HK$49,856
+HK$2,496/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,720/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,467
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,974
−HK$1,532/mo
Today · 4.125%
HK$51,506
baseline
▲ 0.50% · 4.625%
HK$54,640
+HK$3,134/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$103,012/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,919
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,365
−HK$1,467/mo
Today · 4.125%
HK$56,832
baseline
▲ 0.50% · 4.625%
HK$59,828
+HK$2,996/mo
Deposit HK$7.08M · loan HK$10.63M · min. income ≈ HK$113,664/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,545
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,303
−HK$1,787/mo
Today · 4.125%
HK$60,090
baseline
▲ 0.50% · 4.625%
HK$63,747
+HK$3,657/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,180/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,905
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,592
−HK$1,712/mo
Today · 4.125%
HK$66,304
baseline
▲ 0.50% · 4.625%
HK$69,799
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,608/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,700
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,962
−HK$2,297/mo
Today · 4.125%
HK$77,259
baseline
▲ 0.50% · 4.625%
HK$81,960
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,518/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,878
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,047
−HK$2,201/mo
Today · 4.125%
HK$85,248
baseline
▲ 0.50% · 4.625%
HK$89,741
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,496/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,219 · Scale 2, in force from 26 Feb 2026)