LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,390
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,646
−HK$1,277/mo
Today · 4.125%
HK$42,923
baseline
▲ 0.50% · 4.625%
HK$45,534
+HK$2,611/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,846/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,933
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,138
−HK$1,223/mo
Today · 4.125%
HK$47,361
baseline
▲ 0.50% · 4.625%
HK$49,857
+HK$2,496/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,722/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,468
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,975
−HK$1,532/mo
Today · 4.125%
HK$51,507
baseline
▲ 0.50% · 4.625%
HK$54,641
+HK$3,134/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,014/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,920
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,366
−HK$1,467/mo
Today · 4.125%
HK$56,833
baseline
▲ 0.50% · 4.625%
HK$59,829
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,666/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,546
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,305
−HK$1,787/mo
Today · 4.125%
HK$60,092
baseline
▲ 0.50% · 4.625%
HK$63,748
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,184/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,907
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,594
−HK$1,711/mo
Today · 4.125%
HK$66,305
baseline
▲ 0.50% · 4.625%
HK$69,800
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,610/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,702
−HK$4,559/mo
▼ 0.25% · 3.875%
HK$74,963
−HK$2,298/mo
Today · 4.125%
HK$77,261
baseline
▲ 0.50% · 4.625%
HK$81,962
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,522/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,880
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,049
−HK$2,201/mo
Today · 4.125%
HK$85,250
baseline
▲ 0.50% · 4.625%
HK$89,743
+HK$4,493/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,500/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,233 · Scale 2, in force from 26 Feb 2026)