LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,393
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,650
−HK$1,276/mo
Today · 4.125%
HK$42,926
baseline
▲ 0.50% · 4.625%
HK$45,538
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,852/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,937
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,143
−HK$1,222/mo
Today · 4.125%
HK$47,365
baseline
▲ 0.50% · 4.625%
HK$49,862
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,730/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,472
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,980
−HK$1,532/mo
Today · 4.125%
HK$51,512
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$3,134/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,024/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,925
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,371
−HK$1,467/mo
Today · 4.125%
HK$56,838
baseline
▲ 0.50% · 4.625%
HK$59,834
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,676/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,551
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,310
−HK$1,787/mo
Today · 4.125%
HK$60,097
baseline
▲ 0.50% · 4.625%
HK$63,754
+HK$3,657/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,194/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,912
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,600
−HK$1,711/mo
Today · 4.125%
HK$66,311
baseline
▲ 0.50% · 4.625%
HK$69,807
+HK$3,496/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,622/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,708
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,970
−HK$2,298/mo
Today · 4.125%
HK$77,268
baseline
▲ 0.50% · 4.625%
HK$81,969
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,536/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,887
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,057
−HK$2,200/mo
Today · 4.125%
HK$85,257
baseline
▲ 0.50% · 4.625%
HK$89,751
+HK$4,494/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,514/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,292 · Scale 2, in force from 26 Feb 2026)