LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,394
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,651
−HK$1,277/mo
Today · 4.125%
HK$42,928
baseline
▲ 0.50% · 4.625%
HK$45,540
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,856/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,938
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,144
−HK$1,222/mo
Today · 4.125%
HK$47,366
baseline
▲ 0.50% · 4.625%
HK$49,863
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,732/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,473
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,981
−HK$1,532/mo
Today · 4.125%
HK$51,513
baseline
▲ 0.50% · 4.625%
HK$54,648
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,026/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,926
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,372
−HK$1,468/mo
Today · 4.125%
HK$56,840
baseline
▲ 0.50% · 4.625%
HK$59,836
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,680/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,552
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,311
−HK$1,788/mo
Today · 4.125%
HK$60,099
baseline
▲ 0.50% · 4.625%
HK$63,755
+HK$3,656/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,198/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,914
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,601
−HK$1,712/mo
Today · 4.125%
HK$66,313
baseline
▲ 0.50% · 4.625%
HK$69,808
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,626/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,710
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,972
−HK$2,298/mo
Today · 4.125%
HK$77,270
baseline
▲ 0.50% · 4.625%
HK$81,971
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,540/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,889
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,059
−HK$2,200/mo
Today · 4.125%
HK$85,259
baseline
▲ 0.50% · 4.625%
HK$89,754
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,518/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,309 · Scale 2, in force from 26 Feb 2026)