LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,395
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,652
−HK$1,277/mo
Today · 4.125%
HK$42,929
baseline
▲ 0.50% · 4.625%
HK$45,541
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,858/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,940
−HK$2,427/mo
▼ 0.25% · 3.875%
HK$46,145
−HK$1,222/mo
Today · 4.125%
HK$47,367
baseline
▲ 0.50% · 4.625%
HK$49,864
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,734/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,475
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,982
−HK$1,532/mo
Today · 4.125%
HK$51,514
baseline
▲ 0.50% · 4.625%
HK$54,649
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,028/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,927
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,374
−HK$1,467/mo
Today · 4.125%
HK$56,841
baseline
▲ 0.50% · 4.625%
HK$59,837
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,682/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,554
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,313
−HK$1,787/mo
Today · 4.125%
HK$60,100
baseline
▲ 0.50% · 4.625%
HK$63,757
+HK$3,657/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,200/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,915
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,603
−HK$1,711/mo
Today · 4.125%
HK$66,314
baseline
▲ 0.50% · 4.625%
HK$69,810
+HK$3,496/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,628/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,712
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,974
−HK$2,298/mo
Today · 4.125%
HK$77,272
baseline
▲ 0.50% · 4.625%
HK$81,973
+HK$4,701/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,544/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,891
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,061
−HK$2,200/mo
Today · 4.125%
HK$85,261
baseline
▲ 0.50% · 4.625%
HK$89,756
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,522/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,325 · Scale 2, in force from 26 Feb 2026)