LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,396
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,653
−HK$1,276/mo
Today · 4.125%
HK$42,929
baseline
▲ 0.50% · 4.625%
HK$45,542
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,858/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,940
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,146
−HK$1,222/mo
Today · 4.125%
HK$47,368
baseline
▲ 0.50% · 4.625%
HK$49,865
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,736/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,476
−HK$3,039/mo
▼ 0.25% · 3.875%
HK$49,983
−HK$1,532/mo
Today · 4.125%
HK$51,515
baseline
▲ 0.50% · 4.625%
HK$54,650
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,030/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,929
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$55,375
−HK$1,467/mo
Today · 4.125%
HK$56,842
baseline
▲ 0.50% · 4.625%
HK$59,838
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,684/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,555
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,314
−HK$1,787/mo
Today · 4.125%
HK$60,101
baseline
▲ 0.50% · 4.625%
HK$63,758
+HK$3,657/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,202/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,917
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,604
−HK$1,712/mo
Today · 4.125%
HK$66,316
baseline
▲ 0.50% · 4.625%
HK$69,811
+HK$3,495/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,632/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,713
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,975
−HK$2,298/mo
Today · 4.125%
HK$77,273
baseline
▲ 0.50% · 4.625%
HK$81,975
+HK$4,702/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,546/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,893
−HK$4,370/mo
▼ 0.25% · 3.875%
HK$83,062
−HK$2,201/mo
Today · 4.125%
HK$85,263
baseline
▲ 0.50% · 4.625%
HK$89,758
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,526/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,338 · Scale 2, in force from 26 Feb 2026)