LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,398
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,655
−HK$1,276/mo
Today · 4.125%
HK$42,931
baseline
▲ 0.50% · 4.625%
HK$45,544
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,862/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,942
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,148
−HK$1,223/mo
Today · 4.125%
HK$47,371
baseline
▲ 0.50% · 4.625%
HK$49,868
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,742/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,478
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,986
−HK$1,532/mo
Today · 4.125%
HK$51,518
baseline
▲ 0.50% · 4.625%
HK$54,652
+HK$3,134/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,036/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,931
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,377
−HK$1,468/mo
Today · 4.125%
HK$56,845
baseline
▲ 0.50% · 4.625%
HK$59,841
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,690/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,557
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,317
−HK$1,787/mo
Today · 4.125%
HK$60,104
baseline
▲ 0.50% · 4.625%
HK$63,761
+HK$3,657/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$120,208/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,919
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,607
−HK$1,712/mo
Today · 4.125%
HK$66,319
baseline
▲ 0.50% · 4.625%
HK$69,815
+HK$3,496/mo
Deposit HK$5.31M · loan HK$12.40M · min. income ≈ HK$132,638/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,717
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,978
−HK$2,299/mo
Today · 4.125%
HK$77,277
baseline
▲ 0.50% · 4.625%
HK$81,979
+HK$4,702/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$154,554/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,896
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,066
−HK$2,201/mo
Today · 4.125%
HK$85,267
baseline
▲ 0.50% · 4.625%
HK$89,762
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.94M · min. income ≈ HK$170,534/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,368 · Scale 2, in force from 26 Feb 2026)