LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,399
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,656
−HK$1,276/mo
Today · 4.125%
HK$42,932
baseline
▲ 0.50% · 4.625%
HK$45,545
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,864/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,944
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,149
−HK$1,223/mo
Today · 4.125%
HK$47,372
baseline
▲ 0.50% · 4.625%
HK$49,869
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,744/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,479
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,987
−HK$1,532/mo
Today · 4.125%
HK$51,519
baseline
▲ 0.50% · 4.625%
HK$54,654
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,038/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,932
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,379
−HK$1,467/mo
Today · 4.125%
HK$56,846
baseline
▲ 0.50% · 4.625%
HK$59,842
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,692/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,559
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,318
−HK$1,787/mo
Today · 4.125%
HK$60,105
baseline
▲ 0.50% · 4.625%
HK$63,763
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,210/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,921
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,608
−HK$1,712/mo
Today · 4.125%
HK$66,320
baseline
▲ 0.50% · 4.625%
HK$69,816
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,640/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,718
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,980
−HK$2,298/mo
Today · 4.125%
HK$77,278
baseline
▲ 0.50% · 4.625%
HK$81,981
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,556/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,898
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,068
−HK$2,201/mo
Today · 4.125%
HK$85,269
baseline
▲ 0.50% · 4.625%
HK$89,764
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,538/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,383 · Scale 2, in force from 26 Feb 2026)