LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,401
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,658
−HK$1,277/mo
Today · 4.125%
HK$42,935
baseline
▲ 0.50% · 4.625%
HK$45,547
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,870/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,946
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,151
−HK$1,223/mo
Today · 4.125%
HK$47,374
baseline
▲ 0.50% · 4.625%
HK$49,871
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,748/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,481
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,989
−HK$1,532/mo
Today · 4.125%
HK$51,521
baseline
▲ 0.50% · 4.625%
HK$54,656
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,042/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,935
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,381
−HK$1,468/mo
Today · 4.125%
HK$56,849
baseline
▲ 0.50% · 4.625%
HK$59,845
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,698/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,562
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,321
−HK$1,787/mo
Today · 4.125%
HK$60,108
baseline
▲ 0.50% · 4.625%
HK$63,766
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,216/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,924
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,612
−HK$1,712/mo
Today · 4.125%
HK$66,324
baseline
▲ 0.50% · 4.625%
HK$69,820
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,648/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,722
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,984
−HK$2,298/mo
Today · 4.125%
HK$77,282
baseline
▲ 0.50% · 4.625%
HK$81,985
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,564/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,902
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,072
−HK$2,201/mo
Today · 4.125%
HK$85,273
baseline
▲ 0.50% · 4.625%
HK$89,768
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,546/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,417 · Scale 2, in force from 26 Feb 2026)