LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,401
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,658
−HK$1,277/mo
Today · 4.125%
HK$42,935
baseline
▲ 0.50% · 4.625%
HK$45,547
+HK$2,612/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,870/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,946
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,152
−HK$1,223/mo
Today · 4.125%
HK$47,375
baseline
▲ 0.50% · 4.625%
HK$49,872
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,750/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,482
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,990
−HK$1,532/mo
Today · 4.125%
HK$51,522
baseline
▲ 0.50% · 4.625%
HK$54,657
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,044/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,935
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,382
−HK$1,467/mo
Today · 4.125%
HK$56,849
baseline
▲ 0.50% · 4.625%
HK$59,846
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,698/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,562
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,321
−HK$1,788/mo
Today · 4.125%
HK$60,109
baseline
▲ 0.50% · 4.625%
HK$63,766
+HK$3,657/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,218/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,925
−HK$3,399/mo
▼ 0.25% · 3.875%
HK$64,612
−HK$1,712/mo
Today · 4.125%
HK$66,324
baseline
▲ 0.50% · 4.625%
HK$69,820
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,648/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,723
−HK$4,560/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$2,298/mo
Today · 4.125%
HK$77,283
baseline
▲ 0.50% · 4.625%
HK$81,985
+HK$4,702/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,566/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,903
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,073
−HK$2,201/mo
Today · 4.125%
HK$85,274
baseline
▲ 0.50% · 4.625%
HK$89,769
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,548/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,423 · Scale 2, in force from 26 Feb 2026)