LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,402
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,659
−HK$1,276/mo
Today · 4.125%
HK$42,935
baseline
▲ 0.50% · 4.625%
HK$45,548
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,870/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,947
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,152
−HK$1,223/mo
Today · 4.125%
HK$47,375
baseline
▲ 0.50% · 4.625%
HK$49,872
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,750/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,482
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,990
−HK$1,532/mo
Today · 4.125%
HK$51,522
baseline
▲ 0.50% · 4.625%
HK$54,657
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,044/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,936
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,382
−HK$1,468/mo
Today · 4.125%
HK$56,850
baseline
▲ 0.50% · 4.625%
HK$59,847
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,700/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,563
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,322
−HK$1,787/mo
Today · 4.125%
HK$60,109
baseline
▲ 0.50% · 4.625%
HK$63,767
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,218/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,925
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,613
−HK$1,712/mo
Today · 4.125%
HK$66,325
baseline
▲ 0.50% · 4.625%
HK$69,821
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,650/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,723
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,985
−HK$2,299/mo
Today · 4.125%
HK$77,284
baseline
▲ 0.50% · 4.625%
HK$81,986
+HK$4,702/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,568/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,904
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,074
−HK$2,201/mo
Today · 4.125%
HK$85,275
baseline
▲ 0.50% · 4.625%
HK$89,770
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,550/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,429 · Scale 2, in force from 26 Feb 2026)