LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,404
−HK$2,533/mo
▼ 0.25% · 3.875%
HK$41,660
−HK$1,277/mo
Today · 4.125%
HK$42,937
baseline
▲ 0.50% · 4.625%
HK$45,550
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,874/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,949
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,154
−HK$1,223/mo
Today · 4.125%
HK$47,377
baseline
▲ 0.50% · 4.625%
HK$49,874
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,754/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,484
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,992
−HK$1,533/mo
Today · 4.125%
HK$51,525
baseline
▲ 0.50% · 4.625%
HK$54,660
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,050/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,938
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,385
−HK$1,467/mo
Today · 4.125%
HK$56,852
baseline
▲ 0.50% · 4.625%
HK$59,849
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,704/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,565
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,788/mo
Today · 4.125%
HK$60,112
baseline
▲ 0.50% · 4.625%
HK$63,770
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,224/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,928
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,616
−HK$1,712/mo
Today · 4.125%
HK$66,328
baseline
▲ 0.50% · 4.625%
HK$69,824
+HK$3,496/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,656/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,726
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,989
−HK$2,298/mo
Today · 4.125%
HK$77,287
baseline
▲ 0.50% · 4.625%
HK$81,990
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,574/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,907
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,077
−HK$2,202/mo
Today · 4.125%
HK$85,279
baseline
▲ 0.50% · 4.625%
HK$89,774
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,558/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,458 · Scale 2, in force from 26 Feb 2026)