LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,405
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,662
−HK$1,277/mo
Today · 4.125%
HK$42,939
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,878/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,950
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,156
−HK$1,223/mo
Today · 4.125%
HK$47,379
baseline
▲ 0.50% · 4.625%
HK$49,876
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,758/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,486
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$49,994
−HK$1,533/mo
Today · 4.125%
HK$51,527
baseline
▲ 0.50% · 4.625%
HK$54,662
+HK$3,135/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,054/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,940
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,387
−HK$1,468/mo
Today · 4.125%
HK$56,855
baseline
▲ 0.50% · 4.625%
HK$59,851
+HK$2,996/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,710/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,567
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,327
−HK$1,787/mo
Today · 4.125%
HK$60,114
baseline
▲ 0.50% · 4.625%
HK$63,772
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,228/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,930
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,618
−HK$1,712/mo
Today · 4.125%
HK$66,330
baseline
▲ 0.50% · 4.625%
HK$69,827
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,660/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,729
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,992
−HK$2,298/mo
Today · 4.125%
HK$77,290
baseline
▲ 0.50% · 4.625%
HK$81,993
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,580/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,911
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,081
−HK$2,201/mo
Today · 4.125%
HK$85,282
baseline
▲ 0.50% · 4.625%
HK$89,777
+HK$4,495/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,564/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,484 · Scale 2, in force from 26 Feb 2026)