LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,406
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,663
−HK$1,277/mo
Today · 4.125%
HK$42,940
baseline
▲ 0.50% · 4.625%
HK$45,553
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,880/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,952
−HK$2,428/mo
▼ 0.25% · 3.875%
HK$46,157
−HK$1,223/mo
Today · 4.125%
HK$47,380
baseline
▲ 0.50% · 4.625%
HK$49,878
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,760/mo (50% DSR)
Upfront cash ≈ HK$9.52M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,488
−HK$3,040/mo
▼ 0.25% · 3.875%
HK$49,996
−HK$1,532/mo
Today · 4.125%
HK$51,528
baseline
▲ 0.50% · 4.625%
HK$54,664
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,056/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,942
−HK$2,914/mo
▼ 0.25% · 3.875%
HK$55,389
−HK$1,467/mo
Today · 4.125%
HK$56,856
baseline
▲ 0.50% · 4.625%
HK$59,853
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,712/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,569
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,328
−HK$1,788/mo
Today · 4.125%
HK$60,116
baseline
▲ 0.50% · 4.625%
HK$63,774
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$120,232/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,932
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,620
−HK$1,712/mo
Today · 4.125%
HK$66,332
baseline
▲ 0.50% · 4.625%
HK$69,829
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.40M · min. income ≈ HK$132,664/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,731
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,994
−HK$2,298/mo
Today · 4.125%
HK$77,292
baseline
▲ 0.50% · 4.625%
HK$81,995
+HK$4,703/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,584/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,913
−HK$4,371/mo
▼ 0.25% · 3.875%
HK$83,083
−HK$2,201/mo
Today · 4.125%
HK$85,284
baseline
▲ 0.50% · 4.625%
HK$89,780
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,568/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,503 · Scale 2, in force from 26 Feb 2026)