LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,409
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,666
−HK$1,277/mo
Today · 4.125%
HK$42,943
baseline
▲ 0.50% · 4.625%
HK$45,556
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,886/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,955
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,161
−HK$1,223/mo
Today · 4.125%
HK$47,384
baseline
▲ 0.50% · 4.625%
HK$49,882
+HK$2,498/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,768/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,491
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,532/mo
Today · 4.125%
HK$51,532
baseline
▲ 0.50% · 4.625%
HK$54,668
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,064/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,946
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,393
−HK$1,468/mo
Today · 4.125%
HK$56,861
baseline
▲ 0.50% · 4.625%
HK$59,858
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,722/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,573
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,333
−HK$1,788/mo
Today · 4.125%
HK$60,121
baseline
▲ 0.50% · 4.625%
HK$63,779
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,242/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,937
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,625
−HK$1,712/mo
Today · 4.125%
HK$66,337
baseline
▲ 0.50% · 4.625%
HK$69,834
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,674/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,737
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$74,999
−HK$2,299/mo
Today · 4.125%
HK$77,298
baseline
▲ 0.50% · 4.625%
HK$82,002
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,596/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,919
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,089
−HK$2,202/mo
Today · 4.125%
HK$85,291
baseline
▲ 0.50% · 4.625%
HK$89,787
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,582/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,554 · Scale 2, in force from 26 Feb 2026)