LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,410
−HK$2,534/mo
▼ 0.25% · 3.875%
HK$41,667
−HK$1,277/mo
Today · 4.125%
HK$42,944
baseline
▲ 0.50% · 4.625%
HK$45,557
+HK$2,613/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$85,888/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,956
−HK$2,429/mo
▼ 0.25% · 3.875%
HK$46,161
−HK$1,224/mo
Today · 4.125%
HK$47,385
baseline
▲ 0.50% · 4.625%
HK$49,882
+HK$2,497/mo
Deposit HK$8.86M · loan HK$8.86M · min. income ≈ HK$94,770/mo (50% DSR)
Upfront cash ≈ HK$9.53M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,492
−HK$3,041/mo
▼ 0.25% · 3.875%
HK$50,000
−HK$1,533/mo
Today · 4.125%
HK$51,533
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$3,136/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$103,066/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,947
−HK$2,915/mo
▼ 0.25% · 3.875%
HK$55,394
−HK$1,468/mo
Today · 4.125%
HK$56,862
baseline
▲ 0.50% · 4.625%
HK$59,859
+HK$2,997/mo
Deposit HK$7.09M · loan HK$10.63M · min. income ≈ HK$113,724/mo (50% DSR)
Upfront cash ≈ HK$7.75M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,574
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,334
−HK$1,788/mo
Today · 4.125%
HK$60,122
baseline
▲ 0.50% · 4.625%
HK$63,780
+HK$3,658/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$120,244/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,938
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,626
−HK$1,712/mo
Today · 4.125%
HK$66,338
baseline
▲ 0.50% · 4.625%
HK$69,835
+HK$3,497/mo
Deposit HK$5.32M · loan HK$12.41M · min. income ≈ HK$132,676/mo (50% DSR)
Upfront cash ≈ HK$5.98M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,738
−HK$4,561/mo
▼ 0.25% · 3.875%
HK$75,001
−HK$2,298/mo
Today · 4.125%
HK$77,299
baseline
▲ 0.50% · 4.625%
HK$82,003
+HK$4,704/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$154,598/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,920
−HK$4,372/mo
▼ 0.25% · 3.875%
HK$83,091
−HK$2,201/mo
Today · 4.125%
HK$85,292
baseline
▲ 0.50% · 4.625%
HK$89,788
+HK$4,496/mo
Deposit HK$1.77M · loan HK$15.95M · min. income ≈ HK$170,584/mo (50% DSR)
Upfront cash ≈ HK$2.44M (deposit + AVD stamp duty HK$664,565 · Scale 2, in force from 26 Feb 2026)